Rhode Islanders pay higher auto insurance premiums than the national average, however, you can get cheap Rhode Island auto insurance quotes if you plan ahead, shop around, and get all the discounts you qualify for.
When it comes time to buy a new car, insurance costs should be part of your decision-making process. Some cars simply cost a lot less to insure because they are loaded with safety features or have proven to be statistically safer. Other cars may cost more to insure because they are more attractive to thieves. Consider the cost of insurance before you buy a car so you can cheaper insurance rates.
Compare Insurance Costs
Insurance quotes can vary widely from one insurance company to another, so it pays to shop for the cheapest quote. This doesn't mean you have to visit or even call all the insurance agents in town - who has time for that? Instead, use insurance comparison websites to get fast and accurate quotes from multiple A-rated insurance companies.
An insurance comparison website lets you enter all your insurance information on a simple, easy-to-complete online form. Your information is then securely sent to insurance companies, which quickly respond by sending you auto insurance quotes. You'll then have several insurance quotes to choose from.
Get Your Discounts
Insurance companies offer a variety of discounts. These discounts can lower your insurance premium dramatically. Common discounts include:
* Good driver discount if you've had a good driving record for the last three years.
* Good student discount if you maintain a good grade average.
* Low mileage discount is you drive less than the norm.
* Security discount if you have a burglar alarm or anti-theft device.
* Multiple policy discount if you insure your home and auto with the same company.
* Multiple vehicle discount if you insure all your cars with the same company.
Ask your insurance agent how to qualify for these discounts and if there are any other discounts you qualify for.
By spending a little time and thought, you can find cheap Rhode Island auto insurance.