Few people can be bothered to compare quotes each year when they policy is due for renewal. They just accept the renewal quote that they are given by their current provider. This is costing them money because you can usually find a good saving when you compare auto insurance quotes from several companies.
The first method that you can use is to grab a copy of your Yellow Pages and phone up some of the insurers to ask for quotes. This is the way that comparing car insurance used to be done in the old days. It works, but is time intensive and you do not always know that you have found the most competitive offer available in the current market.
The second method is to jump in your car and go visit the offices of your local automobile insurance brokers. The advantages of this method are that local brokers can be very helpful, you get a personal level of service and can do business with them on a face-to-face basis. They may also be knowledgeable about state laws and requirements. The disadvantage of this method is that as with using the telephone it takes a lot of time. You will usually have to pay a commission fee to your broker too, included in the cost of your policy.
The third method that you can use to compare auto insurance quotes is of course the Internet. The Internet has simplified the whole process of finding competitive automobile insurance quotations. You can usually find the most inexpensive deal available in the current market easily and quickly using the web. You can either visit the websites of individual companies or you can use a car insurance comparison website. Comparison websites are quick and easy to use and have made the whole process much more efficient.
In conclusion, you can compare auto insurance quotes in three ways, using the telephone, visiting local brokers and by using a car insurance comparison website on the Internet. All methods are effective and better than just choosing to accept the renewal notice sent to you by your current provider. Car insurance comparison websites have simplified the process and made it much easier for the modern-day car insurance buyer.